Expert Debt Recovery Lawyer in Delhi - Recover Your Money Legally

At Niyamam Law Offices, we understand that unpaid debts and financial disputes can severely impact your business or personal finances. As a leading debt recovery lawyer in Delhi, we offer strategic, efficient, and legally sound solutions to recover your outstanding dues while minimizing delays and litigation costs.

Whether you are a business dealing with unpaid invoices, a financial institution seeking recovery of loans, or an individual facing challenges in recovering money lent, our experienced team of debt recovery advocates can assist you at every stage of the process.

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Our Debt Recovery Legal Services ​

Corporate Debt Recovery

Recovery of business debts, unpaid invoices, and commercial dues through legal notices, negotiation, or litigation.

Loan Recovery for Banks & NBFCs

Advising and representing financial institutions under the SARFAESI Act, DRT (Debt Recovery Tribunal), and NCLT proceedings.

Cheque Bounce & Negotiable Instruments Act Cases

Filing cases under Section 138 of the Negotiable Instruments Act for dishonoured cheques.

Money Suit & Summary Proceedings

Initiating summary suits under Order XXXVII CPC for quick resolution of debt disputes.

Mediation & Settlement

Alternative dispute resolution strategies for amicable settlement of debts.

Our goal is to adopt the most effective recovery strategy tailored to your situation while ensuring compliance with Indian laws.

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Legal Remedies for Debt Recovery in India

Our lawyers can guide you through all available legal remedies, including:

  • Serving legal demand notices to defaulters.

  • Filing civil money recovery suits under the CPC.

  • Taking action under the SARFAESI Act for secured creditors.

  • Initiating proceedings in Debt Recovery Tribunals (DRT).

  • Filing insolvency petitions before the NCLT under the Insolvency and Bankruptcy Code (IBC).

We carefully assess each case to recommend the most suitable and cost-effective course of action.

Our Debt Recovery Process

Step 1: Case Evaluation & Demand Notice

  • Free initial consultation

  • Drafting and serving legal demand notice

  • 15-day response period

Step 2: Filing Legal Proceedings

  • Civil suit filing in appropriate court

  • Cheque bounce complaint (if applicable)

  • DRT proceedings for bank loans

Step 3: Court Proceedings & Enforcement

  • Strong representation in court

  • Evidence presentation (contracts, invoices, bank records)

  • Obtaining recovery orders

Step 4: Recovery Execution

  • Bank account garnishment

  • Property attachment

  • Settlement negotiations

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Why Choose Us?

Specialized in Debt Recovery Cases

Expertise in civil suits, cheque bounce cases, and insolvency matters

High Success Rate

Proven track record of recovering millions for clients

Fast Legal Action

Immediate notice drafting and court filings

Aggressive Yet Strategic Approach

Balancing legal pressure with smart negotiations

Frequently Asked Questions

It depends on the nature of the case. Summary suits and cheque bounce matters are faster, while contested recovery cases may take longer. Our lawyers will guide you on timelines during the consultation.

  • Yes, through legal notices, mediation, or settlement talks before litigation.

Yes, recovery is possible based on proof like bank transfers, messages, or witnesses. Consult our lawyers for a case assessment.

We can track through legal means and initiate attachment proceedings against their assets.

We explore alternative recovery methods like salary garnishment or future asset claims.

  • Original agreements/contracts

  • Payment proofs (cheques, bank transfers)

  • Communication records

  • Identity proofs of both parties

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